Dyck O'Neal | Independent Contractor (1099 / Captured Counsel)

Position Summary

Dyck O'Neal is seeking an experienced, commercially minded attorney to provide hands-on litigation, legal recovery, and transactional support across its distressed debt and asset recovery platform.

This position requires a seasoned litigator who can independently manage collection and recovery litigation, including defensive matters, judgment enforcement, deficiency actions, and complex asset resolution strategies. The attorney will also support the evaluation, acquisition, and disposition of distressed debt portfolios, working closely with leadership to assess legal enforceability, recovery potential, and associated risks.

The ideal candidate brings substantial experience in consumer debt litigation, FDCPA and FCRA compliance, and post-judgment recovery, combined with strong business judgment and an understanding of recovery economics.

This is a highly collaborative, execution-oriented role for an attorney who can balance effective litigation strategies, regulatory compliance, operational efficiency, and financial outcomes

Qualifications

Juris Doctor (JD) from an accredited law school and active license to practice law in at least one U.S. jurisdiction.
Minimum 7–10 years of relevant litigation experience, preferably involving consumer debt, mortgage deficiencies, collections, or distressed assets.
Demonstrated ability to independently manage litigation from initial case evaluation through judgment and enforcement.
Strong working knowledge of the FDCPA, FCRA, Regulation F, and applicable state collection laws.
Experience with judgment enforcement, post-judgment remedies, and negotiated resolutions.
Experience evaluating legal enforceability, documentation, and litigation risks associated with purchased debt portfolios.
Ability to assess litigation strategy through both legal and economic perspectives.
Experience managing outside counsel and coordinating litigation across multiple jurisdictions.
Strong organizational, analytical, negotiation, and written communication skills.
Comfort leveraging legal technology, document automation, and AI-assisted workflows while maintaining appropriate confidentiality and professional oversight.

Preferred Qualifications

Experience with debt portfolio purchases, sales, and due diligence.
Familiarity with mortgage servicing, foreclosure, bankruptcy, and deficiency recovery.
Experience defending FDCPA, FCRA, or other consumer protection litigation.
Experience with high-volume litigation or recovery operations.